IVA Process

Understanding the process of an Individual Voluntary Arrangement is essential; you need to be sure that you are eligible for an IVA and that it is your best possible debt solution.

As part of the Individual Voluntary Arrangement IVA Advice Portal, the following articles are designed to offer you basic information about the IVA Process but please feel free to contact our IVA advisors directly on 0800 048 1766.

• How Do I Qualify for an IVA? > Not everyone will qualify for an IVA, so it is important that you understand whether or not you are eligible...
• How Do I Apply for an IVA? > Discover how to apply for an IVA. Contact us for information on the IVA application process and see if you can clear unaffordable debt with an Individual Voluntary Arrangement...
• How Long Does the IVA Process Take? > An Individual Voluntary Arrangement is a lengthy insolvency procedure, so the exact time it takes to set up an IVA will differ...
• Is An IVA Right for Me? > Even if you qualify for an IVA, it may not always be the right debt solution for you. Seeking advice and IVA information is essential at this stage...
• What Debts Can I Include in an IVA? > An IVA can only include unsecured debts, so not all debts can be included in an IVA. It is important to get Individual Voluntary Arrangement help so you understand what debts you can include...
• What Debts Can I NOT Include in an IVA? > An IVA can only include unsecured debts, so there are debts which you cannot include in an IVA. Getting Individual Voluntary Arrangement help is important so you understand what debts can and cannot be included in your IVA...
• IVA Creditors Information > An IVA is a legally binding agreement between the debtor and their creditors. Find out more about the role of the IVA creditors during the IVA process...